PayPal Risk Analyst 3 in San Jose, California

Risk Analyst 3in San Joseat PayPal

Date Posted: 5/26/2018

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Job Snapshot

  • Employee Type: Full-Time

  • Location:

  • Job Type:

  • Experience: Not Specified

  • Date Posted: 5/26/2018

  • Job ID: R0031965

About Us


At PayPal, we believe that now is the time to democratize financial services so that moving and managing money is a right for all citizens, not just the affluent. We are driven by this purpose, and we uphold our cultural values of collaboration, innovation, wellness and inclusion as our guide for making decisions and conducting business every day. It is our duty and privilege to be customer champions and put those we serve at the center of everything we do.

We are one team that respects and values diversity of thought for everyone, everywhere, and we actively seek to create an energizing workplace that brings out the best in all of us. If you’re ready to shape the future of money, join the team at PayPal. We're proud to work here. You will be too.

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 237 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

About PayPal

Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid.

We build BIG and NEW products to drive worldwide commerce. Be it the next mobile payments solution, or a high availability money movement platform, we solve problems on a scale you just can't find elsewhere. PayPal continues to push the boundaries of technology by investing in individuals who passionately believe in the potential of innovative technologies that make up a global market places.

About the team

The team specialize in analyzing fraud patterns and creating and adapting advanced proprietary fraud prevention mechanisms in a global environment. The analysts overcome challenges presented by big data, evolving fraud techniques and new payment technologies by leveraging area expertise, data science, advanced classification algorithms and story-based analytics. They follow those mechanisms’ development process from start to finish, and work closely with technologists and developers to bring their analytical insights to life.

The ideal candidates are problem solvers, equipped with strong analytical skills suited to approach varied challenges in complex environments. Adept at creative and critical thinking, they are able to deconstruct the problem and transform personal insights into large scale, state-of-the-art solutions.


• Deliver decision strategies

• Develop data-driven decision strategies to support the business’ global financial goals

• Work with PayPal’s detailed business data to optimize performance and minimize financial loss across multiple products, global regions and financial systems

• Support Product and Business Organizations

• Guide the development of customer-facing products to enhance the PayPal experience around the world

• Work to reduce friction, improve conversion and Risk decision accuracy through product changes

• Support merchant integration, strategic partnerships and more by working with the Business Unit’s integration engineers and account managers

• Drive End-to-End processes in the Risk organization

• Manage long-term processes from start to finish

• Measure performance against KPIs and goals

• Maintain ongoing communication with stakeholders and peers across the Risk organization and PayPal teams.

Requirements :

  • Bachelor’s Degree or above

  • 2+ years work experience in relevant positions (e.g. Economics, Finance, Data analyst, statistician, data scientist, FP&A, product/process manager, risk management)

  • Excellent spoken and written English – a must

  • Technical orientation (Experience with programming/scripting language / SQL – an advantage)

  • Familiarity with SAS/R – an advantage

  • Quick-thinker, fast learner, wide general knowledge, problem solver

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.


Individuals seeking employment at PayPal are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, or sexual orientation. You have the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity/Affirmative Action record keeping, reporting, and other legal requirements.