PayPal Risk Analyst 5 in San Jose, California

Risk Analyst 5in San Joseat PayPal

Date Posted: 5/25/2018

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Job Snapshot

  • Employee Type: Full-Time

  • Location:

  • Job Type:

  • Experience: Not Specified

  • Date Posted: 5/25/2018

  • Job ID: R0031522

About Us

HELP US REIMAGINE MONEY.

At PayPal, we believe that now is the time to democratize financial services so that moving and managing money is a right for all citizens, not just the affluent. We are driven by this purpose, and we uphold our cultural values of collaboration, innovation, wellness and inclusion as our guide for making decisions and conducting business every day. It is our duty and privilege to be customer champions and put those we serve at the center of everything we do.

We are one team that respects and values diversity of thought for everyone, everywhere, and we actively seek to create an energizing workplace that brings out the best in all of us. If you’re ready to shape the future of money, join the team at PayPal. We're proud to work here. You will be too.

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 237 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal's Risk Department is responsible for partnering with global business units to manage a variety of risk types including identity fraud, account take over, credit card and bank fraud, etc. This is an exciting department where the contributions by the team members can really help PayPal's bottom line and create experiences that our customers love.

This particular opportunity is within the Consumer E2E team in PayPal Risk. Consumer E2E develops insights and strategies about PayPal users and translate them into code and processes designed for large scale risk assessment/decision for various PayPal products. The position requires working in San Jose office.

PayPal's Risk Department is responsible for partnering with global business units to manage a variety of risk types including identity fraud, account take over, credit card and bank fraud, etc. This is an exciting department where the contributions by the team members can really help PayPal's bottom line and create experiences that our customers love.

This particular opportunity is within the Consumer E2E team in PayPal Risk. Consumer E2E develops insights and strategies about PayPal users and translate them into code and processes designed for large scale risk assessment/decision for various PayPal products. The position requires working in San Jose office.

Responsibilities include:

  • Manage Consumer risk for a business area and is responsible for the overall business outcomes.

  • Design, develop and manage real-time end-to-end buyer risk decisioning strategies while balancing customer experience, risks and rewards

  • Apply statistical techniques and strategy solutions to predict and manage buyer risk associated with PayPal products and accounts

  • Prepare, extract and analyze data covering a wide range of information from user profile to transaction history from large databases

  • For each decisioning strategy project, design its best structure and select the most appropriate techniques which may include a combination of several techniques

  • Conduct on-going strategy performance analytics and communicate strategy design and result to senior management

  • Work with product managers and engineering team in deploying risk decisioning strategies, designing new product capabilities, enhancing systems

  • Trouble-shooting any data, system and flow challenge while maintaining flawless strategy execution

Requirements include:

  • Bachelor’s degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline. MS/MBA or PhD degree is a plus.

  • BA w/ 5+ years or MS w/ 3+ years or Doctorate with 1+ years for risk analyst 4, and BA w/8+ years, MS w/ 6+ years or Doctorate with 4+ years for risk analyst 5.

  • Working experience in performing data management and analytics in the payments or in the e-commerce space is preferred.

  • Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis

  • Strong written, oral, and interpersonal skills a must, including the ability to explain and/or present analyses

  • Must have good business judgment with demonstrated ability to think creatively and strategically

  • Proven experience in employing mathematical, statistical, data mining and machine learning algorithms on real world problems

  • Proficiency in SQL, Hadoop, Python, statistical package and tools, or machine learning algorithm is a plus

  • Excel, Word, and PowerPoint proficiency

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.

R0031522

Individuals seeking employment at PayPal are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, or sexual orientation. You have the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity/Affirmative Action record keeping, reporting, and other legal requirements.